I have been into on-line selling a few years back when Multiply is on its peak. Thank God that Divisoria is just one jeepney ride away that I get to go there whenever I feel like it.
Now on-line selling has been my back up income aside from my daily job which I think is a nice idea if one is a low income employee. My little income from it can help me buy things I like but not necessary (hehe!) in my everyday living.
From it, I can buy gifts, tokens and splurge on food that I want without having the guilt of spending my hard earned money.
Today, my office mates and friends see me as a walking store because I sell food, clothes and a lot more. Not only that, because of the economy of my country right now I am thinking of being an entrepreneur. One by one... little by little. :)
Right now, I also have this coffee vending machine in our office that I think sells well from them. It has three variants; mocha, hot chocolate and Maxwell coffee. ROI may be too slow but that's ok. I am also thinking of putting a laundry shop and a massage chair business. I hope my plans would push through, I need to study the business first and if God is willing.
Our office cooperative has been very helpful to its members that it offers a loan called Business Loan. This loan is payable in two years with a maximum amount of 100,000.00 pesos I think and will be deducted from the employee's salary after the sixth month the loan was made. With its interest of 1% a month, that's not so bad after all. So if and when I have studied and might push through with my business plans, I would consider borrowing money from our cooperative.
I would still continue to manage my little on-line shop For Keeps Online Shop to bring fun, new and exciting items to my not so many customers :P . Kindly visit it and if you have something that interests you, do not hesitate to PM me!